educators MUTUAL signs new COMMERCIAL clients

Snowbird, L.S.S. Insurance and Sundance Select Educators Mutual

as Insurance Provider

SALT LAKE CITY (January 5, 2006) – Educators Mutual Insurance Association (EMIA), today announced the signing of new commercial clients including Snowbird, L.S.S. Insurance and Sundance.

EMIA will be providing complete dental benefits for the employees of these organizations with access to some of the largest networks of dentists in the operating area. EMIA offers insurance benefits and services to 56 public and higher education groups and has expanded its services to 82 commercial groups.

“In addition to our clients in the educational industry, we value the opportunity to serve these commercial organizations,” said Andy Galano, President and CEO, Educators Mutual. “Our goal is to offer these employees the long-term benefits they need while keeping premiums low.”

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About Educators Mutual Insurance Association

Educators Mutual Insurance Association of Utah is a nonprofit organization, which has been serving the needs of the State’s public schools and institutions of higher education for 70 years. Educators Mutual is committed to serving Utah’s education community by maximizing health benefits while keeping premiums at a minimum. Plans are underwritten or provided by Educators Mutual Insurance Association of Utah and Educators Health Care. For more information about Educators Mutual Insurance, visit www.educatorsmutual.com.